Terms of Service

1. Acceptance of Terms

By accessing or using Kardly.ai ("we," "our," or "us"), including our website, mobile applications, and services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and Kardly.ai. We may modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the Service after any modifications constitutes acceptance of the updated Terms.

2. Description of Service

Kardly.ai is an AI-powered study assistant platform that helps users:

• Convert PDFs, documents, and text into flashcards, summaries, and quizzes
• Generate study materials using artificial intelligence
• Organize and manage study content
• Access educational tools and resources

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice.

3. User Accounts and Registration

3.1 Account Creation

To use certain features of the Service, you must:

• Create an account by providing accurate, current, and complete information
• Maintain and update your account information to keep it accurate
• Be at least 13 years old (or 16 in the European Union) or have parental consent
• Maintain the security of your account credentials

3.2 Account Responsibility

You are responsible for:

• All activities that occur under your account
• Maintaining the confidentiality of your password
• Notifying us immediately of any unauthorized access or security breach
• Ensuring that anyone who accesses the Service through your account complies with these Terms

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for violation of these Terms, fraudulent activity, or any other reason we deem necessary to protect the Service and other users.

4. Acceptable Use

4.1 Permitted Use

You may use the Service only for lawful purposes and in accordance with these Terms. You agree to:

• Use the Service for personal, educational, or research purposes
• Comply with all applicable laws and regulations
• Respect the rights of others
• Use the Service in a manner that does not interfere with or disrupt the Service

4.2 Prohibited Activities

You agree NOT to:

• Upload, post, or transmit any content that is illegal, harmful, threatening, abusive, harassing, defamatory, or invasive of privacy
• Upload content that infringes on intellectual property rights, including copyrights, trademarks, or patents
• Upload malicious software, viruses, or code designed to damage or interfere with the Service
• Attempt to gain unauthorized access to the Service, other accounts, or computer systems
• Use automated systems (bots, scrapers) to access the Service without permission
• Reverse engineer, decompile, or disassemble any part of the Service
• Resell, redistribute, or sublicense the Service without our written consent
• Use the Service to generate content for commercial purposes without appropriate licensing
• Impersonate any person or entity or misrepresent your affiliation
• Interfere with or disrupt the Service, servers, or networks connected to the Service
• Collect or harvest information about other users without their consent
• Use the Service in any way that violates applicable export control laws

5. User Content

5.1 Ownership

You retain all ownership rights to content you upload, input, or create using the Service ("User Content"). By using the Service, you grant us a limited, non-exclusive, worldwide, royalty-free license to:

• Use, store, and process your User Content to provide the Service
• Generate study materials (flashcards, summaries, quizzes) from your User Content
• Display your User Content to you and authorized users
• Back up and maintain your User Content

5.2 Content Responsibility

You are solely responsible for:

• Ensuring you have the right to upload and process your User Content
• Obtaining necessary permissions for copyrighted materials
• The accuracy, legality, and appropriateness of your User Content
• Any consequences of uploading or processing your User Content

5.3 AI-Generated Content

Content generated by our AI systems (flashcards, summaries, quizzes) is based on your User Content but may not be entirely accurate. You are responsible for reviewing and verifying AI-generated content before using it for educational or professional purposes. We do not guarantee the accuracy, completeness, or suitability of AI-generated content.

5.4 Content Removal

We reserve the right to remove, delete, or refuse to process any User Content that violates these Terms, applicable laws, or our policies, without prior notice.

6. Intellectual Property

6.1 Our Intellectual Property

The Service, including its design, features, functionality, software, and content (excluding User Content), is owned by Kardly.ai and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.

6.2 Trademarks

"Kardly.ai," our logo, and other marks are trademarks of Kardly.ai. You may not use our trademarks without our prior written consent.

6.3 Third-Party Intellectual Property

The Service may contain content, features, or functionality provided by third parties. Such content is subject to the respective third party's terms and conditions.

7. Subscription and Payment

7.1 Subscription Plans

We offer various subscription plans with different features and usage limits. Subscription fees, features, and limits are subject to change with notice.

7.2 Payment Terms

• Subscription fees are billed in advance on a recurring basis
• All fees are non-refundable unless required by law or stated otherwise
• You are responsible for all applicable taxes
• We may change our pricing with 30 days' notice
• Failure to pay may result in suspension or termination of your account

7.3 Cancellation

You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period. You will continue to have access to paid features until the end of your billing period.

7.4 Refunds

Refunds are provided only in accordance with our refund policy or as required by applicable law. Contact us at info@kardly.ai for refund requests.

8. Disclaimers and Limitations

8.1 Service Availability

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or secure.

8.2 AI Accuracy

AI-generated content may contain errors, inaccuracies, or omissions. We do not warrant the accuracy, completeness, or reliability of AI-generated content. You should verify all AI-generated content before relying on it.

8.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KARDLY.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

Our total liability for any claims arising from or related to the Service shall not exceed the amount you paid us in the 12 months preceding the claim, or $100, whichever is greater.

8.4 No Professional Advice

The Service provides educational tools and AI-generated content. It does not constitute professional, legal, medical, or academic advice. Always consult qualified professionals for important decisions.

9. Indemnification

You agree to indemnify, defend, and hold harmless Kardly.ai, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to:

• Your use of the Service
• Your User Content
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations

10. Termination

10.1 Termination by You

You may terminate your account at any time by deleting your account through account settings or contacting us at info@kardly.ai.

10.2 Termination by Us

We may suspend or terminate your account immediately, without notice, if you violate these Terms, engage in fraudulent activity, or for any other reason we deem necessary.

10.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. We may delete your account and User Content, though we may retain certain information as required by law or for legitimate business purposes.

11. Dispute Resolution

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

11.2 Dispute Resolution Process

In the event of any dispute arising out of or relating to these Terms or the Service:

1. First, contact us at info@kardly.ai to attempt to resolve the dispute informally
2. If informal resolution is unsuccessful, disputes shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization]
3. You waive your right to a jury trial and to participate in class action lawsuits

11.3 Exceptions

The arbitration requirement does not apply to disputes that qualify for small claims court or to claims for injunctive relief.

12. Export Control

The Service may be subject to export control laws. You agree not to export, re-export, or transfer the Service in violation of any applicable export control laws or regulations.

13. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, labor disputes, or failures of third-party services.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Kardly.ai regarding the Service and supersede all prior agreements and understandings.

16. Contact Information

If you have questions about these Terms, please contact us:

17. Acknowledgment

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you must not use the Service.